When a homeowner is facing the loss of their home to foreclosure, it is imperative they know their legal rights. Getting help from the foreclosure lawyer in Topeka KS will help protect the homeowner’s rights and ensure they are able to make the right decisions for their debt elimination needs.
What to Expect From the Process
To get started on getting legal help, the homeowner first needs to schedule a consultation with the foreclosure lawyer in Topeka KS. The sooner a person schedules an appointment, the sooner the process can begin. It is important homeowners do not wait too long to seek help from a lawyer because the foreclosure process could proceed quickly and lead to the loss of the home.
Chapter 13 is a type of bankruptcy that allows individuals to be able to legally overcome the debts they owe. To file for this type of bankruptcy, the individual first needs to be able to prove their income. If the individual has a reliable income and can make payments each month, they will likely be approved for Chapter 13 bankruptcy.
Before approval, the paperwork must be filed and the individual will need to work with their lawyer to present a restructured payment plan to the court. It will be up to the judge to make the determination on whether or not the payment plan will be accepted.
Get Started Right Away
A lawyer becomes an advocate for their client. They will work to protect the rights of their clients and ensure their rights are protected at all times. The goal of the process will be to ensure the debtor gets approved for the bankruptcy help they need. The lawyer will take over all the steps and help their client in every way possible.
When debt becomes a problem and a homeowner is facing foreclosure, they have legal rights afforded to them under the law. If you would like to seek legal help for your foreclosure issues, schedule consultation. Call the office today and they will be happy to help you by scheduling a consultation meeting to get started on the process right away.
